Today's video talks about the pros and cons of refinancing a Federal Student Loan with a Private lender.
https://youtu.be/MNWXgZcushk . . .
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Don’t turn your Federal Loans Private!
Written by , March 25, 2019, Default, Federal Student Loans, Private Student Loans, Repayment Plans, Student Loan Scams
Introduction to Income Repayment Plans
Written by , April 11, 2018, Federal Student Loans, IBR, Podcasts, Repayment Plans, Student Loan Basics
Quick overview of Federal Loan repayment plans based on income: IDR, IBR, ICR, PAYE, New IBR, and REPAYE. Plus, I sing! . . .
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Federal Tax Refund Intercepts
Written by , April 5, 2018, Default, Federal Student Loans, Podcasts, Taxes
Today I'm talking about Federal tax refund intercepts. If you're in default, you may not receive your Federal tax refund. Find out why and how to avoid it. . . .
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Student Loans and Credit Reports
Written by , September 12, 2017, Default, Federal Student Loans, Private Student Loans, Repayment Plans, Student Loan Basics
With all the recent press about credit reporting company Equifax's major data breach, now's a good time to discuss the intersection of student loans and credit reports. It's not uncommon to have questions about how student loans affect credit, so lets sort the myths from the facts.
What Shows on a . . .
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PSLF Application and the Big Bug
Written by , September 5, 2017, Dischargability, Federal Student Loans, For Attorneys, IBR, Repayment Plans, Student Loan Basics
It's here! Finally! The long awaited application for Public Service Loan Forgiveness (PSLF). True to Dept. of Ed fashion, it has one big bug in it. The kind that you don't want to step on because you know it'll be messy. But first, lets discuss what PSLF is, and then we can look at the form.
What . . .
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Post-Election Chopping Block
Written by , November 10, 2016, Debt Collection Violations, Federal Student Loans, IBR, Repayment Plans, Student Loan Basics, Student Loan Legislation, Student Loan Scams
Regardless of your emotional response to the election results, the question on your mind now is, "Now what?". Will student loan programs be axed? Will some be saved? The door is wide open to possibilities, but lets start with what the new President can and can't do. There are issues that are within . . .
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ITT Loan Escape Plans
Written by , September 15, 2016, Dischargability, Federal Student Loans, In New News, Private Student Loans, Student Loan Legislation, Student Loan Scams
If you're an ITT student, or know one, you know that ITT is closed effective September 6, 2016. No matter how it went down, the question you want answered now is what to do about your student loans. The short answer is, I really don't know. What follows is my suggestions, as The Student Loan Lawyer. . . .
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Victims of 9/11 Student Loan Forgiveness
Written by , September 15, 2015, Federal Student Loans
Spouses of 9/11 victims and first responders may be able to get their federal student loans forgiven.
The benefit, created in 2006 yet largely unpublicized, was passed without fanfare or press coverage. As time passes the benefit is of less significance, but for those it may help the power is . . .
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What’s the Most Reliable Way to Get Information About Your Federal Student Loans?
Written by , June 8, 2015, Federal Student Loans
The National Student Loan Data System is the first place to go when you’re trying to get information about your Federal student loans. The system is run by the U.S. Department of Education, and is completely free to use.
To get into the system, go to www.NSLDS.ed.gov and log in using your FSA . . .
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Beware the Nightmare of Federal Joint Consolidation Loans
Written by , May 12, 2014, Federal Student Loans
Divorce is messy, but it's even worse if you've got a joint federal student loan consolidation.
The Federal Joint Consolidation Loan was offered from the late '90s to the mid 2000's, and allowed married couples to consolidate their Federal student loans.
It seemed like a good idea to someone . . .
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