PSLF Waiver for Spousal Consolidation Loans
Finally, there is a method to get the PSLF waiver for Spousal (joint) consolidation loans. This video is not about how to split the loan. It is ONLY for PSLF waiver qualification. When the process for splitting spousal consolidations is announced, another . . .
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Borrower Defense to Repayment (DTR)
A detailed discussion of the Borrower Defense to Repayment (DTR).
Whistleblower: Dept. Of Education Deliberately Thwarted Loan Forgiveness Process - Forbes
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Borrower Defense to Repayment Failure
The Borrower Defense to Repayment process is failing. I also mention a new resource for spousal consolidation loans. . . .
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Discharge, IDR, and Closed For-Profit Schools
Today I took questions from the audience. Topics include bankruptcy discharge, IDR and growing balances, and a bit about closed for-profit schools. . . .
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Private Student Loan Protection and Credit Reporting Discussion
Today I discussed private student loan protections through State Government action, and quote a bit about credit reports too. . . .
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CARES Act, Biden, and Defense to Repayment
Updates on student loans via the CARES Act, Biden's forgiveness proposal, and Defense to Repayment applications to be processed. . . .
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Student Loan Protection under the CARES Act
Today I discuss CARES Act protections for student loans, which loans qualify, and also point out an important issue with IDR recertification. . . .
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COVID-19 Stimulus Package: Video Q&A
Today I answered questions regarding the Stimulus Package as it relates to student loans. . . .
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Covid-19 Stimulus Package: FFEL Loans
What is an FFEL Loan?
An FFEL (Federal Family Education Loan program) loan is a federal student loan that was originated (funded) by an entity other than the US Education Department (USED). It could be a bank or a credit union (Sallie Mae, Chase, Wells Fargo, etc.), or even a guarantee agency . . .
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Covid-19 Stimulus Package: Perkins Loans
What is a Perkins Loan?
A Perkins loan is money given by your school. It is considered a Federal student loan because the money was given to the school by the US Education Department (USED). The school lends the money, owns the loan, may hire a servicer to collect when the loan is in good standing . . .
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