Let's get right to the point. We're all at a place of flux, as are our finances. The main question, what do to with student loans now that there are things being suggested, ordered, and such. Let's clear the clutter and state exactly what is going on as of today - March 23, 2020.
Federal Loans . . .
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Married Doesn’t Mean Joining Finances all the Time.
Congratulations! You said, "I do!"
Oh, the things that follow "I do". Sometimes it's "I don't", or "I won't". Hopefully, it's not "I shouldn't have".
I'm talking purely student loans here. Recently I was quoted in a story by Nerd Wallet, titled "Should your student loans and your spouse’s get . . .
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Don’t turn your Federal Loans Private!
Today's video talks about the pros and cons of refinancing a Federal Student Loan with a Private lender.
https://youtu.be/MNWXgZcushk . . .
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Introduction to Income Repayment Plans
Quick overview of Federal Loan repayment plans based on income: IDR, IBR, ICR, PAYE, New IBR, and REPAYE. Plus, I sing! . . .
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Federal Tax Refund Intercepts
Today I'm talking about Federal tax refund intercepts. If you're in default, you may not receive your Federal tax refund. Find out why and how to avoid it. . . .
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Student Loans and Credit Reports
With all the recent press about credit reporting company Equifax's major data breach, now's a good time to discuss the intersection of student loans and credit reports. It's not uncommon to have questions about how student loans affect credit, so lets sort the myths from the facts.
What Shows on a . . .
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PSLF Application and the Big Bug
It's here! Finally! The long awaited application for Public Service Loan Forgiveness (PSLF). True to Dept. of Ed fashion, it has one big bug in it. The kind that you don't want to step on because you know it'll be messy. But first, lets discuss what PSLF is, and then we can look at the form.
What . . .
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Post-Election Chopping Block
Regardless of your emotional response to the election results, the question on your mind now is, "Now what?". Will student loan programs be axed? Will some be saved? The door is wide open to possibilities, but lets start with what the new President can and can't do. There are issues that are within . . .
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ITT Loan Escape Plans
If you're an ITT student, or know one, you know that ITT is closed effective September 6, 2016. No matter how it went down, the question you want answered now is what to do about your student loans. The short answer is, I really don't know. What follows is my suggestions, as The Student Loan Lawyer. . . .
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Victims of 9/11 Student Loan Forgiveness
Spouses of 9/11 victims and first responders may be able to get their federal student loans forgiven.
The benefit, created in 2006 yet largely unpublicized, was passed without fanfare or press coverage. As time passes the benefit is of less significance, but for those it may help the power is . . .
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